Finance Company Assets Jump 44% in 2025

Sri Lanka’s finance company sector recorded strong growth in 2025, with total assets rising 44% year-on-year to Rs. 2.77 trillion as at end-December, according to Central Bank of Sri Lanka data.

Total loans expanded sharply by 56% to Rs. 2.22 trillion, reflecting improved credit demand amid easing financial conditions. On the funding side, deposits grew 19.8% to Rs. 1.26 trillion, while borrowings surged 178% to Rs. 849 billion. Equity capital increased 13.4% to Rs. 62.8 billion.

Profitability improved significantly, with net interest income rising 26% to Rs. 185.1 billion and sector profits climbing 45% to Rs. 61.5 billion in the nine months to December 2025.

Asset quality also strengthened, as gross non-performing loans declined to 6.1% from 11.5% a year earlier, while returns on assets and equity improved to 6.3% and 16.3%, respectively.

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